Terms Of Service

This website is operated by Happening Now Updates (“we” or “us”). The following Terms of Use (the “Terms”) govern your use of the services offered through happeningnowupdates.com (collectively, the “Site”). By using the Site, calling our toll-free number, initiating a request for us to contact you by telephone, or any other means we might make available, you accept and agree to these Terms of Use. If you do not agree to these Terms of Use, you are prohibited from using or accessing the Site. The terms “we,” and “us,” refers to happeningnowupdates.com, and its subsidiaries and affiliates. The Agreement specifies the terms under which User may license and/or purchase through the references we provide on the website. Please read the Agreement carefully, because by accessing the Links, clicking "I Agree," or otherwise manifesting assent to the Agreement, the User agrees to be bound by the terms of the Agreement.

Our Service

With Happening Now Updates, you have the option of getting quotes to various websites that provide HELOC's and other related information from our network of carriers, and other service providers.

Accessing our Site

You must be at least 18 years old and a resident of the United States in order to use the Site. We reserve the right to terminate, modify, suspend, or discontinue any aspect of the Site for any reason. Furthermore, we reserve the right, without prior notice or consequence, to restrict your access to some or all of the Site's features. Happening Now Updates does not charge users to access the website.

User Data; Consent to Contact

You might be requested to send us information or materials ("User Data") as you use the site. User Data includes things like the details you give us when you apply to get quotes. Our privacy policy, incorporated herein by reference for all purposes, outlines our information collection and use practices regarding User Data. Before providing any User Data, kindly read our privacy statement. You acknowledge and agree that the accuracy and content of the User Data are solely your responsibility. We are not obligated to keep any User Data you give us up to date, and we reserve the right to delete or otherwise dispose of any such User Data at any time. In our sole discretion, we reserve the right to refuse to post or remove any User Data that is illegal, undesirable, undesirable, inappropriate, or in violation of these Terms of Use, in whole or in part.

By submitting your contact information to us via the Site, you agree to receive communications from us directly, through our website, or through a third party. We will send you newsletters and other emails with deals and promotions from time to time. We may also contact you using an automated dialing system, a pre-recorded message, or an interactive voice response system. Please let us know if you no longer want to receive these communications by emailing Happening Now Updates's customer service at [email protected]. You can unsubscribe from our emails by clicking the link provided.

Additionally, by sending a request for quotes through the Site, you agree to be contacted by phone or email by the service providers in our network. Any requests to opt out of or unsubscribe from these service providers' communications must be made to them after your information has been given to them.

Exclusive Ownership of Rights

The Site and any necessary software used in connection with the Site contain proprietary and confidential information that is protected by intellectual property laws in applicable jurisdictions. You acknowledge and agree that information and materials presented through the Site are protected by copyrights, trademarks, service marks, patents, or other proprietary rights and laws. Except as expressly permitted by applicable law or as authorized by us, you agree not to modify, sell, distribute, transmit, broadcast, publicly perform or create derivative works based on the Site, in whole or in part. Any commercial use of the Site, or any portion thereof, by you, is strictly prohibited.

"happeningnowupdates.com" grants you a personal, non-transferable, and non-exclusive right and license to use the Site on a computer or other Internet device; provided that you do not (and do not allow any third party to) copy, reproduce, distribute, reverse engineer or otherwise exploit any content, code, data or materials on the Site. You agree not to modify the Site in any manner or form, nor to use modified versions of the Site for any purpose. We do not grant any license or other authorization to any user to use our trade names, trademarks, service marks, or other marks or logos or those of our partners without our separate express written agreement. Third-party marks are the property of their respective owners.

Any questions, comments, suggestions, or materials submitted to us through the Site will become our sole property. We will own all rights in such materials and have the unrestricted right to use, publish and otherwise disseminate such information for any purpose, without attribution or compensation.

DISCLAIMER OF WARRANTIES

The information and services on this Site are provided “as is” and for informational purposes only. Happening Now Updates makes no representations or warranties that the Site will be suitable for your needs is complete, timely, reliable, or free from errors, inaccuracies, or typographical mistakes. Happening Now Updates expressly disclaims all implied warranties, including those of merchantability, fitness for a specific purpose, and non-infringement of third parties rights. We do not guarantee that the Site won't contain any bugs, viruses, worms, or other harmful or destructive code.

LIMITATION OF LIABILITY

IN NO EVENT SHALL WE OR ANY OF OUR DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, OR CONTENT OR SERVICE PROVIDERS (COLLECTIVELY, THE “PROTECTED ENTITIES”) BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROM, OR DIRECTLY OR INDIRECTLY RELATED TO, THE USE OF, OR THE INABILITY TO USE, THE SITE AND THE SERVICES OFFERED HEREBY, OR THE CONTENT, MATERIALS, AND FUNCTIONS RELATED THERETO, INCLUDING, WITHOUT LIMITATION, LOSS OF REVENUE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, OR TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, OR OTHERWISE) EXCEED FIVE DOLLARS ($5.00). THE ABOVE LIMITATION MAY NOT APPLY IN ALL JURISDICTIONS OR TO ALL USERS. IF YOU ARE NOT IN AGREEMENT WITH THE FOREGOING, YOUR SOLE REMEDY IS TO TERMINATE THIS AGREEMENT AND DISCONTINUE THE USE OF THE SITE.

Links from our Site

Happening Now Updates provides links to other sites for informational purposes only. We have no responsibility for the accuracy or availability of information provided by other sites to which you may link from the Site. The existence of these links does not imply support for or affiliation with the organizations behind the websites in question or the information, merchandise, or other materials they present. You acknowledge and agree that we are not responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with your use of or reliance on any content, goods, or services available on such sites.

Updates

These Terms of Use are subject to change from time to time and at any time, and such changes will be effective upon posting to the Site. Use of the Site following any modifications to the Terms of Use signifies your acceptance of such modifications.

Applicable Laws

The Site and these Terms of Use are governed by the laws of Canada without giving effect to any principles of conflict of laws. If any provision of these Terms of Use shall be held to be invalid, illegal, or unenforceable, the remaining provisions shall not in any way be affected or impaired thereby. Any dispute arising from your use of this Site shall be brought exclusively in the appropriate state or federal courts of Canada. Persons who choose to access this Site from other locations do so on their own initiative, and are responsible for compliance with local laws, if and to the extent local laws are applicable. Regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to the use of the Site or the Terms of Use must be filed within one (1) year after such claim or cause of action arose or be forever barred.

This terms of service was last updated on 16th June 2023